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20 years supporting UK Small Business

More than 700,000 businesses have chosen XLN for Broadband, Phone, Mobile & Card Payment Machines.

Unlike our rivals, we’re exclusively small business, so we understand what’s important with products and service that’s tailored to UK small business needs.


World-class Customer Service

Our UK-based experts resolve 90% of issues on the first call to keep you up and running. Don’t just take our word for it – we’ve collected more than 13,000 5-star Trustpilot reviews.

Join XLN and experience the service your business deserves.

What Options for Business Payments?

Card machines, also known as payment terminals or point-of-sale (POS) systems, are essential tools for businesses to accept and process customer payments via credit or debit cards. These devices enhance the efficiency of transactions and provide a convenient payment option for customers, contributing to improved cash flow and customer satisfaction.

Key features and benefits of using card machines for business payments:


  • Multiple Payment Methods: Card machines can accept various forms of payment, including chip and PIN, contactless, magnetic stripe, and mobile payments (e.g. Apple Pay, Google Pay).
  • Integration with POS Systems: Many card machines can be integrated with broader POS systems, streamlining sales tracking, inventory management, and accounting.
  • Security: Modern card machines comply with stringent security standards (e.g. PCI-DSS) to protect sensitive customer data and reduce fraud.
  • Connectivity: These devices can connect via Wi-Fi, Bluetooth, or wired connections, ensuring flexibility and reliability in different business environments.
  • Receipts: Card machines often include options to print receipts or send digital receipts via email or SMS.


  • Increased Sales: Accepting card payments can attract more customers who prefer cashless transactions, potentially increasing sales.
  • Speed and Convenience: Card payments are quick and efficient, reducing waiting times for customers and allowing businesses to process more transactions in less time.
  • Improved Cash Flow: Funds from card transactions are typically deposited directly into the business’s bank account, improving cash flow management.
  • Customer Experience: Offering multiple payment options can enhance the customer experience and increase loyalty.
    Reporting and Analytics: Card machines often come with software that provides detailed transaction reports, helping businesses analyse sales patterns and make informed decisions.

Types of Card Machines:

  • Countertop Terminals: Ideal for fixed locations, such as retail stores or restaurants, where transactions are processed at a specific point.
  • Portable Terminals: Suitable for businesses like cafes and restaurants, allowing staff to bring the device to the customer for payment.
  • Mobile Card Readers: Compact and often connected to smartphones or tablets, these are perfect for businesses on the go, such as market stalls or service providers.

By investing in reliable card machines, you can offer a seamless and secure business payment experience, cater to diverse customer preferences, and optimise operational efficiency.

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Small Print

Your Charges will increase on 1 April each year by a percentage equal to the UK Consumer Price Index annual rate of inflation (as of January that year) plus 3.9%. The increase will be applied to the pre-promotion price.

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Subject to a 18 month contract term unless stated otherwise. At the end of the promotional period, the price reverts to the recommended retail price. This can be found in our Price Lists.

Any promotional savings calculations are based on the promotional term stipulated and XLN’s current promotions and connection fees (where applicable). Prices against nearest comparable product as per provider websites, excluding competitor promotions are correct at 19/04/2021.

Phone only: Comparison against online price of BT’s Value line rental with UK call package (where applicable) and new line installation.

Phone & Broadband: Comparison against online price of BT’s Broadband Essential & line rental with UK call package (where applicable) and PC security.

Phone & Fibre: Comparison against online price of BT’s Superfast Fibre Essential & Digital Phone Line with UK call package (where applicable) and PC security.


Subject to an 18 month contract term unless stated otherwise. Details of prices can be found in our Price Lists.


The speed achieved is subject to the quality of your line, distance between your property and the exchange and the ability of your local exchange.

Wireless router included.


The meter configuration at your business premises must be supported by us to enable us to quote.

You must provide us with a copy of your renewal quote from your existing supplier showing your renewal prices and estimated or actual annual consumption. We will use this information to provide you with a quote. We promise to beat the price of your first written renewal offer only.

The price we quote is only valid at the time it is quoted. Prices change daily.

Any savings we quote are for illustrative purposes only and will vary depending on the actual amount of electricity you consume during the period of the contract.


Information correct at time of going to press. Errors & omissions exempt. Speak to your XLN agent for our latest deals. All offers available to new customers only. All prices exclude VAT. Prices may go up during your contract. Manual billing charge of £7.95 per month for non-Direct Debit payments.